BoA actually bilked me in overdraft and overlimit fees totalling $300+ on an account in a span of 3 months during a bad period using tricks including posting largest items first. To say the least the account in now in collection in anger and I dont plan to pay for such unearned services.

The most egregious was two set of fees ($70) for a $5 debit card purchase at a store followed by a $15 credit card gas purchase on an account with about $13 at the start (I wouldnt be stuck without gas so I planned to swallow one fee). Well the credit card purchase was deducted first sending the account into deficit and then the $5 debit card purchase for which I used a pin number. I asked them how this was possible since using a debit and a pin number guarantees you are spending what you have. I was informed that there is a loophole that actually allows you to debit charge with the funds there but they post it the next day. I've also had bounes due to keep the change, a misnamed program that simply move a cumulative value rounded up to a dollar on everything debit from checking to savings.

Guess who is being bilked by these tricks? The less well off. Isnt that how our economy has functioned for a while?

Any lawyers out there? I have proof. (Even if you'll make more out of it, I simply want redress and admittance of wrongdoing). Post here sending me to your website and I will complete a form there or something.