Policyholders Continue to Deal with Unum Claim Denials

By Amanda Antell

For the twelfth consecutive year in 2012, cancer is the most common reason for Unum to deny long-term disability claims. Currently, there are thousands of Unum policyholders fighting to claim their insurance money.

Unum cancer claims were nearly 16% of the entire long-term disability claims, while back disorders made second place at 15.1%. For short-term disability claims, first place was maternity at 18.9% and other non-back injuries at 10.5%.

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Wage & Hour Lawsuits Increased by 10 Percent Last Year

By Anne Bucher

When people are employed, they rightfully expect to be paid for the work that they perform. However, many workers discover that their employers use unscrupulous tactics to reduce their payment. These tactics may be illegal under federal wage and hour law.

Lawsuits Over Wage & Hour Violations Grow in U.S.

By Robert J. Boumis

You do your job, you get paid. This is not supposed to be a complicated process. And yet, despite this, lawsuits alleging wage and hour violations have increased by 400% since financial year 2000.

What is a Wage And Hour Violation?

Wage and hour violations are situations where an employer fails to pay employees properly. Most often, this takes the form of failing to pay for overtime. This problem often requires federal intervention, and is such a huge problem that the United States Department of Labor has established the Wage and Hour Division (WHD) to address these issues. This agency enforces the Fair Labor Standards Act of 1938, the law that ensures employers pay their employees.

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Unum Disability Contracts Confusing to Policyholders

By Courtney Coren

One Michigan Unum Insurance policyholder says that he fears that his benefits may come to halt before they should due to confusing language in his policy.

The anonymous Unum customer says he lived with severe heart failure for years before suffering a heart attack and kidney transplant in April 2009. He had been paying into a disability insurance policy with Provident Insurance Company since 1982, thinking he would be covered if he ever needed to use it.

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E! Fashion Police Writers File Unpaid Overtime Class Action Lawsuit

By Jessica Tyner

It might seem like all glitz and glamour working for a hit television show, but it turns out the writers of E's "Fashion Police" claim they’ve never been paid for working overtime. One of the pillars of wage and hour lawsuits and impending class action lawsuits are claims of unpaid overtime. Not being paid for overtime is something that can impact any employee, from school cafeteria workers to writers for a hit show. Writing for TV is a career showcased on "30 Rock," but it seems the reality of the job isn’t always a Liz Lemon-infused good time.

In total, 12 of the writers have complained to the Labor Standards Enforcement Division of California, which is for many workers the first step in claiming the wages they’ve rightfully earned. They’ve also gone on strike and are seeking a total of $1.5 million in overtime wages. According to one of the writers, they all want to go back to work, they enjoy writing for Fashion Police, and they simply want to get paid for the hours they’ve put in. This is an all too common complaint when workers are cheated out of their salaries.

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Unum Accused of Illegally Denying Disability Claims

By Anne Bucher

Millions of Americans purchase disability coverage so that they can feel protected in the event they become disabled and unable to work in the future. Disability coverage is viewed as an important safety net for individuals who suffer from a catastrophic accident or develop a debilitating condition. Unfortunately, many insurance companies have received increased scrutiny about their policies for denying legitimate disability claims.

Unum, formerly called UnumProvident, is one of the companies that received substantial criticism about its claim denial policies. Due to its unscrupulous business practices, Unum has been featured on shows such as 60 Minutes and NBC Dateline. Thousands of people have filed Unum lawsuits, alleging that company representatives routinely deny legitimate claims in order to save money.

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