IS THERE ANY NEWS ABOUT THE SETTLEMENT.

Fucking rip-off rip off company that even asks "what's in your wallet" and then gets sued for over 100 million dollars after deceptive and illegal business practices that drain millions of wallets.

A sales clerk at Sears talked me into applying for one of their credit cards (capital one) saying I would save an additional $15 off their sales price. I had plenty of cash in my pocket to pay the $145 total but thought I would get the credit card, save $15, then pay off the entire balance when I received my first statement, thus saving $15 dollars as offered.

Then I received my statement and discovered that they charged a $59 "annual fee" which I was not made aware of when I signed up for their credit card. Believe me, I was pissed because spending $59 to save $15 makes absolutely no sense.

Then I received a letter stating that I had been denied for their credit card, which was after they had already extended credit to me, and in addition some of the foreign made cloths I purchased started falling apart.

Then the capital zeros sent me my next credit card statement for my non existent credit card and now they are charging me $35 in late fees.

I was so pissed I did not make a payment and of course their phone calls started, and it gets worse. The phone calls were before 8:00 am-about 50 such calls starting as early as 6:15 am, while I am self employed and get up about 10:00 am.

I did not answer the and after awhile I responded by text and stated that they were harrassing me and demanded they stop calling before 8:00. I doubt they had anybody to read my text, but regardless I put them on notice, and the before 8:00 am calls continued. So I finally answered an early call and informed capital zero that it was 6:30 am and to never call me again ever! He said they would never call again before 8:00 am and would make a note of it. Then a couple days later I got called before 8:00 am and I was pissed!!!

Somedays I would get 3 or 4 calls before 8:00 am on the same day! So I finally answered one, explained the entire story above, and offered to settle the matter by paying the entire amount of my purchases, and not a penny more such as the $59 annual service fee. After going around and around with their rep for about 15 minutes he told me could not accept my fair offer, so I told him they would have to sue me if they wanted to collect, and that I would to tell a judge all capital zero. Now my balance is twice what it started at.

Mr Sears and Mr Robuck are probably twisting in their graves and I will never shop at Sears EVER again and you have warned and Sears and capital one.

I had a Capital One account and asked if I could be placed in hardship b/c I had clots in my brain and I couldn't afford to make the pmts. I only owed a few hundred but with % & late fees, I was sued for approximate $1,500.00, which the lawyer that represented them said I needed to pay $58.00 a month. I don't have $58.00 but I tried to come up with it. I would cry and tell them to please cooperate, I'm really sick and now I pay their attorney $20.00 a month. I can barely let that go. I will never open a capital one account, even when my credit gets better and it will!!!! DIRTY DOGS.

had a capital One acct,lost my job, tried to make payment got behind on my account of 300.00 it cost me $3504, I am being sued for.late fees and collection fees.
BIG RIPOFF. Credit is ruined.

Capital One is crap. They have a collection against me for $1800 from a $500 credit card. Everything over the $300 I used is FEES. I would pay up to a week early and they would hold my funds until after the due date, charge me a late fee, then state I did not make the minimum payment since the late fee was taken out of the money I sent to make the minimum payment. I called and told them they had better fix it. When they did not I told them I would pay ONLY the $300 I had originally used, but I was never able to catch it up as they played the game every time I sent payment. The Class Action suite against them does not seem to cover this, but does cover that the collections agency would call and state I needed to call Capital One, then when I called it was the collections. Anyone else had this issue? I opened a Cap One card to build credit as I had none, and now they are ruining what little credit I do have that I have worked very hard to build. Any information on other people with the same issue, and how they or you have removed this would be great. Thank you.

This was my first credit card when I was younger, It's the main reason my credit score is crap now. I spent $300, and somehow ended up owing them over $1,000 in very little time. Couldn't pay it off until I was older so I could raise my credit score, and they never raised it, as they said they would.

I had one and was a victim of this with them. Hard to get them to discontinue and close out acct.

i have a capital one card for year and had to remortagage my home topay off.