Angry homeowners have filed a class action lawsuit against CitiMortgage, Inc. alleging the mortgage-and-loan company not only failed to deliver on its promises of providing borrowers with reduced loan payments, but also “financially devastated” them.
According to the class action lawsuit, CitiMortgage told homeowners that it could help them reduce loan payments by putting them in a trial mortgage modification program, based on the company’s participation in the U.S. Treasury Department’s Home Affordable Modification Program (HAMP), that would become permanent if the homeowner made reduced payments during the three-month trial period. However, even though homeowners made the monthly reduced payments that CitiMortgage asked them to make, and complied with the company’s requests for various documents in a timely manner, CitiMortgage allegedly denied homeowners permanent modification plans. This put some homeowners in even bigger financial hardship than when they entered the trial modification, despite doing everything CitiMortgage requested of them.
“Consumers that were rejected from permanent modification plans through no fault of their own should find themselves in no worse position than they entered it. Instead, [CitiMortgage’s] failure to honor its agreements and its misrepresentations and omissions about a program enacted to help homeowners reduce their payments and keep their homes have left Plaintiffs and Class Members financially devastated,” the lawsuit says.
The CitiMortgage class action lawsuit is brought on behalf of all persons in the United States whose loans have been serviced by CitiMortgage and who, since April 13, 2009 through the resolution of litigation, have complied with their obligation under a trial loan modification program and have not received a permanent modification pursuant to the loan modification agreement and have been harmed because of it.
The lawsuit is seeking, among other things, class certification, restitution and actual damages for injuries suffered by class members. A copy of the CitiMortgage Class Action Lawsuit can be read here.
Updated September 17th, 2010
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285 thoughts onCitiMortgage Loan Modification Class Action
I was promised if I made 6 payments on time I would get modification I made 12 Western union then they sold my home no notice at all leaving me homeless O lived at 4721 Hines gin road Selmer Tenn I should have been added in this lawsuit it is not right what they got away with this was the home me and my husband bought he was killed in wreck shortly after they took it killed me to loose what we had together Coti mortgage should have to pay for what they did to people
I would like to be added to the Citimortgage Class Action lawsuit. I tried for 2 years to get a loan modification, they lied to me about giving it to me, then changed their minds at the minute and said they couldn’t give it to me, and in order to save our home, we had no choice but to file for bankruptcy. The very day we filed, they sold the mortgage loan to another company. We were lucky to have been able to save our home, but very unfortunate to have had to ruin our good credit to do it.
I would like to have the mortgage with citi during that period.
CitiMortgage, Inc, wrongfully foreclosed on my house and property in 2017, when there was and order by CFPB not to issue a foreclosure but CitiMortgage, Inc, violated all orders and allowed a foreclosure, that has damage me by an ejectment in 2022.
I want to be part citiemortage, they harass me and try to foreclosed my property for 23 years. They harass me every day
CitiMortgage, one of the corrupt mortgage Companies, for 23 year the been try to foreclosure my house I have been fight them this long. my has been paid for the keep coming all these lies corruption Trying to mislead me, everyway I turn they have to take advance of me of me with all these lawyers for them. I need help bring a class action lawsuit. They have done so much wrong against me and my family. if is not they Cenlar my family and i they just want stop.
Add me to citimortage class action law suite
I’m ready to start a class actions lawsuits. They mislead me about the modification, try to trick me. Try to foreclosed on my house. They try to trick me for 23 years
I’m ready to start a class actions lawsuits. They mislead me about me so much.