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overdraft fees due to transaction shifts from high to low amt. PDF Print E-mail
Wednesday, 08 April 2009 08:03

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 I would love to be a part of this claim, however i opened my acct. in 2008 and my overdraft fees occurred in march and april of 2009. Does anybody know if someone else is handling another class action for the recent timeperiod from January 2008- present? im sure there are just as many people who have accrued OD fees in this timeframe as there are in this present class action (200-2007). If anybody has any information about another new classaction for the same complaint as Closson vs. BOA. or are planning on opening a new case, please email me and let me kno as i would like to be a part of it. 

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brief desc. of my experience.

 4/3 - Available balance was $92

directly after the deposit of funds to my account i used my card in 4 instances within about 2 hours for $32 worth of total charges to my account.

4/3 - Available balance now $60

about an hour later i withdrew from the atm the remaining 60 dollars from my account

4/3 - Available balance now $0

about 2 hours after that i withdrew another $40 from the atm, knowing that i would be charged with the $35 OD fee.

so today i go online to view my balance and ive accumulated 175 in OD fees, 4 of which are complete BS due to their transaction highest to lowest policy (which they do not inform you about when u open an acct.) they posted the 60 i withdrew first, then the 40 (+$35 od fee), then the 4 other transactions i made (+$35 od fee for each one).

 

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this policy is complete bS, and clearly a well thought up plan to increase profits from every acct holder.

again like i said if anybody knows of a new class action for the timeperiod after that stated for this claim, please email me and let me know. if we get enough people who are current acct holders who want this policy removed and switched to first purchase - last purchase posting, maybe we can make a stand against boa by withdrawing everything out of our acct.s on the same day if they refuse to remove the policy or something like that. Or at least try to settle for more than a lousy $78 each. we all should be getting back exactly what the bank has screwed us out of in od fees. or at least $200 per claim.xD

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 Good Luck 2 every1