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Unum Lawsuit Filed by Disabled Woman Denied Disability Insurance Benefits
By Sarah Pierce
A disabled Texas woman has filed a lawsuit against Unum Group alleging the disability insurance provider refuses to pay her long-term disability benefits despite having a litany of medical problems verified by medical professionals. It is the latest in a string of Unum/Unum Provident lawsuits alleging the company unfairly denies and/or terminates hundreds of thousands of legitimate insurance claims -- increasing its profits at the expense of injured policyholders.
Plaintiff Rhea Hammond alleges in the Unum lawsuit that she was forced to stop working in June 2008 due to multiple medical conditions, including pancreatitis, abdominal pain, spondylosis, knee pain, gastrointestinal bleeding, osteoporosis, chronic pain, anxiety, depression, panic attacks, and many more. These medical conditions, combined with her overall poor physical condition, caused her to become disabled and unable to work sometime in June 2008. Hammond says in the Unum insurance lawsuit that her request for short-term disability benefits with Unum disability insurance was granted, and when she filed a request for long-term disability benefits, Unum initially granted the request on March 9, 2009. Six months later, however, Unum notified Hammond that her long-term disability benefits would be terminated unless she appealed. According to the Unum disability insurance lawsuit, Hammond appealed the denial and submitted additional medical records to corroborate her claim that she could no longer work in either her chosen profession or any other occupation covered by the Unum long-term disability insurance plan. Despite providing proof that she could no longer work, Unum affirmed its denial of disability benefits three months later, dismissing any of the professional opinions presented by her medical team.
With the help of her Unum attorney, Hammond has filed an Unum claim denial lawsuit against the company demanding that Unum pay her the disability benefits she is rightfully owed -- and paid for. She is asking for a monthly sum of nearly $2,700 for as long as she is disabled, which is the amount she is rightfully owed according to the provisions of her Unum disability insurance policy.
Unum Group, formerly known as UnumProvident, is one of the largest disability insurance providers in the world, providing policies to as many as 17 million Americans -- or 40% of all U.S. disability insurance policies. Unfortunately, stories like Hammond's are all too common, and thousands of UnumProvident lawsuits have been filed over the years by policyholders claiming Unum refuses to pay out disability benefits to which they're entitled.
Unum and UnumProvident's systematic denial of claims has been well-documented in over 3,000 claim denial lawsuits filed by the federal government state regulators, and private Unum claim denial attorneys representing honest Americans who were victimized by Unum/UnumProvident's predatory company policy. Numerous former Unum employees have come forward over the years to blow the whistle on the company, which they say rewards claims adjusters and in-house physicians who meet monthly claim-denial quotas and deny disability payments to policyholders, regardless of their actual medical condition.
Numerous Unum insurance lawsuit settlements have been reached over the years, but policyholders continue to come forward with new claims that the company continues to unfairly deny paying out disability insurance benefits.
If you were denied by Unum, UnumProvident, Unum Group or another disability insurance provider, an Unum disability insurance claim lawyer who specializes in these types of cases can provide a free consultation about your legal options for getting the compensation you deserve -- and paid for. You may have a case to file an Unum disability insurance lawsuit, UnumProvident claim denial lawsuit, or Unum class action lawsuit.
For more information about filing an Unum insurance class action lawsuit or individual Unum lawsuit, go to the Unum/Unum Provident Disability Insurance Claim Denial Class Action Lawsuit Investigation page. Unum attorneys want to hear from you, and are actively investigating all claims of improper Unum disability insurance claim denials, or any other improper disability insurance claim denial. Submit your information for a free consultation. The Unum insurance lawyers that work with Top Class Actions don't get paid unless you do.
Updated August 1st, 2012
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